Business Principles
AML
Our policies on AML are aligned with International Laws, Requirements of the Financial Services Authority (FSA) and the Financial Action Task Force (FATF).
To be compliant and ensure zero-tolerance in our AML policies, we adopt the following approach:
- Knowing Our Customers - We verify the identity of all clients, partners and investors by undertaking proper Due Diligence (DD) checks on a risk-based approach.
- Verify the source of funds - Our DD procedures ensure that we know who our customers are. We carry out all our transactions through proper banking channels for fund inflow and revenue recognition or disbursements.
- Empowering Our Employees - No matter how advanced the automated systems in the bank are, our staff's expertise and alertness remain crucial components of our defences. Our awareness and training initiatives ensure that employees are capable of carrying out their responsibilities effectively.
Environment Initiatives as part of CSR
We are aware of our responsibility to protect the environment and make sure we abide by all applicable international laws. In order to protect the environment and address health and safety concerns in the sector, the extraction of toxic substances, their processing, and disposal of waste is done responsibly.
Health and HSE
Our goal is to create a culture of zero harm and a workplace free of injuries and occupational illnesses.
The following principles guide our health and safety performance:
- Our goal is to achieve a zero-harm workplace.
- All injuries are preventable.
- If a task cannot be done safely, it will not be done.
- Working safely is a condition of employment.
- Everyone is accountable for his or her own safety and the safety of those around them.
- Everyone is expected to identify hazards and manage risks.
- Everyone must maintain the necessary skills to work safely.
- There are certain safety practices that, if breached, may lead to termination of employment.
